DisputeGrid
Fix what doesn’t look right on your credit report — at your own pace.
Upload a credit report PDF. See what we flag. Get simple letters bureaus can read. Mail with certified tracking or print at home. You sign everything — we’re just the software.
What you get
A straight path from “what is this charge?” to “letter in the mail.” One bureau or all three — your call. No spreadsheet required.
Flags for you to review
We highlight items that might be wrong on your Experian, Equifax, or TransUnion report. You choose what to dispute — nothing is picked for you.
Letters ready to sign
FCRA-oriented dispute letters for Experian, Equifax, and TransUnion — plain text bureaus can process, with statutory demands per item.
Mail your way
Send certified mail with tracking ($15 per letter), or print at home for free. Either way, you’re the sender.
How it works
- 1
Upload your credit report
Save a PDF from AnnualCreditReport.com, Credit Karma, or your bureau. One report is enough to start.
- 2
Review the flags
Keep the items you want to challenge. Skip anything that looks correct to you.
- 3
Get your letters
We draft simple letters bureaus can read. Read them, sign them, and you’re ready to mail.
- 4
Mail and follow up
Track delivery and the usual 30-day response window. If you’re still stuck after that, we help you draft a complaint for the Consumer Financial Protection Bureau (CFPB) — you paste and submit it yourself.
You sign and send every letter
- Built for real credit reports
- Print at home included free
- Certified mail when you want tracking
Pricing
Create a free account to upload reports, review flags, get letters, print at home, and track replies. Certified mail is the only paid option.
Certified mail
$15/letter
- ✓We mail it USPS certified for you
- ✓Tracking while it’s on the way
- ✓Helps start your 30-day response clock
- ✓Optional — print at home is free
Buy a mail credit in Settings when you want us to mail a letter.
Software access
$0
- ✓Upload credit report PDFs and see what looks wrong
- ✓Letters for Experian, Equifax, and TransUnion
- ✓Print at home at no extra charge
- ✓Timers plus a Day 31 draft for a CFPB complaint (you file it)
Ready when you are
Try the demo, then create a free account and upload your real credit report.